WellPREMIUMTM with
Medical Enhanced 5.0

Healthcare can be scary, WellPREMIUMTM with Medical Enhanced 5.0 eliminates guesswork and give cost effective protection. Set Copays for Doctor visits and medications. A complete coneirge service including 24/7 telemedicine to skip those inconvenient office visits.

THE QUICK DETAILS

  • $250,000.00
    Hospital & Facility Services
    (Individual Annual Maximum)
  • Preventive & Wellness Physicians Visits
    $0 Copay
  • $5,000
    Annual Deductible
  • $1,000,000.00
    Hospital & Facility Services
    (Lifetime Maximum)
  • $35 Copay
    Sickness & Accident physician visits
    ($75 for specialists)
  • 20% Coinsurance
    (you pay 20% after deductible is met)
  • Maximum out of Pocket Expense: $12,900
    (you pay nothing for covered services after maximum out of pocket is met)
  • WellPREMIUMTM with Medical Enhanced 5.0

    An ACA compliant health plan providing coverage for:

    • Primary Physician Care
    • Preventive & Wellness Physician Care
    • Diagnostic Service
    • Prescription Drugs
    • Hospital & Facility Services (ER, Surgery & more)
    See Details
  • Prescription Drug Benefits

    An enhanced plan providing:

    • Preventive Drugs at $0 copay
    • Over 200 additional preferred drugs at $0 copay
    • Over 1,000 value drugs for under $50
    • Online tools to help locate the best pricing and alternatives
    See Details
  • Additional Plan Features:

    • A Mobile App organizing all Plan Features
    • Virtual Medical Care with 24/7 unlimited access to a physician with no consult fees
    • Convenient, personalized and affordable Medical Care
    See Details

Get covered with WellPREMIUM with Medical Enhanced 5.0 starting at $359.75 a month

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WellPREMIUMTM
Medical ENHANCED 5.0

Providing health coverage for:

Primary Physician Care, Preventive & Wellness Physician Care, Diagnostic Services & Prescription Drugs Meets the ACA requirement for valid health insurance

  • $250,00.00
    Hospital & Facility Services
    (Individual Annual Maximum)
  • $1,000,000.00
    Hospital & Facility Services
    (Lifetime Maximum)
  • $0 Copay
    Preventive & Wellness Physicians Visits
  • $12,900
    Maximum out of Pocket Expense:
  • $35 Copay
    Sickness & Accident physician visits ($75 for specialists)
  • $5,000
    Annual Deductible
  • 20% Coinsurance
    (you pay 20% after deductible is met)
Medical Services Patient Copay Coverage After Copay
Physician Services for Preventive & Wellness Treatment
Annual Physical Exam $0.00 100%
Well Women’s Visits $0.00 100%
Well Child Visits $0.00 100%
Other Preventive Testing & Screening (see schedule attached) $0.00 100%
Physician Services for Illness and Accident Treatment
Primary Care Physician’s Office Visit $35.00 100%
Specialist Office Visit $75.00 100%
Urgent Care (non-hospital urgent care) $75.00 100%
Assumes existing Doctor. If new Doctor, Copays are double
Diagnostic Services for Illness and Accident Treatment
Laboratory Services $50.00 (Per Panel Tested) 100%
Radiology Services $50.00 (Per Image) 100%
CT / MRI / MRA / PET Scan $50.00 (Per Image) 100%
Prescription Drug Benefits
Preventive Prescription Drugs (See formulary attached) $0.00 100%
Non-preventive Preferred Drugs (over 200 drugs) $0.00 100%
Non-Preventive Value Drugs $0.00 Over 1,000 drugs under $50 All others at discounts up to 80%
Hospital / Facility Services
Other Inpatient Surgery NA 80% coinsurance after deductible
Outpatient Surgery NA 80% coinsurance after deductible
Non-Surgical Outpatient Procedures NA 80% coinsurance after deductible
Emergency Room Treatment NA 80% coinsurance after deductible
Chemotherapy, Radiation & Other Related NA 80% coinsurance after deductible
Non-Experimental Cancer Treatments NA 80% coinsurance after deductible
Dialysis NA 80% coinsurance after deductible

You pay 20% after deductible is met / you pay nothing after maximum out of pocket is met

NOTE: Please refer to the Schedule of Benefits for a more in-depth list of Benefits Coverage, Limitations, and Exclusions.

*Only relates to non-hospital treatments.

>**In Network Pharmacies

Get covered with WellPREMIUM with Medical Enhanced 5.0 starting at $359.75 a month

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Prescription Drug Benefits

A complete prescription drug plan that works for the whole family.

Preferred Drug Pricing

  • Preventive Generic Drugs (See Formulary) $0 Copay
  • Non-Preventive Preferred Drugs (over 200 drugs) $0 Copay
  • Value Drugs (under $50) organized into 3 pricing categories:
    • Under $10
    • Under $25
    • Under $50
  • All other drugs available at a discount

Preferred Pharmacy Network:

The program is accepted at over 60,000 pharmacies nationwide including major chain pharmacies, grocery store pharmacies and most independents.

Telephone Assistance

Toll Free telephone access to drug pricing professionals to assist with:

  • Identifying the lowest pricing options
  • Generic and or other alternative drug options
  • Plan specific questions
  • General prescription drug questions

Online Member Resources

Online tools to assist with:

  • Locate participating pharmacies
  • Compare pricing across local pharmacies
  • Identify more affordable (generic and brand) prescription drug alternatives
  • Print, text or email a prescription drug card from the website
  • Access to drug information & view drug images

Family Benefit

Program benefits are available to all family members

Includes prescription drug benefits providing preventive generic drugs at $0 copay, over 200 additional drugs at no cost and hundreds of preferred drugs for under $50 all easily accessible through the online portal.

Get covered with WellPREMIUM with Medical Enhanced 5.0 starting at $359.75 a month

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Virtual Medical Care

Convenient, Personalized and Affordable Medical Care Powered by 24/7 Call-A-Doc

  • Convenient Care

    • Consult a physician anytime 24/7/365 from anywhere
    • Voice or video consults available
    • Mobile App, Telephone, Email, Computer or Tablet
  • Personalized Care

    • All calls answered by Registered Nurses
    • Patients connected to physicians from our nationwide network of US licensed medical doctors
    • Medical records are updated and maintained for continuity of care and accessible to the patient
    • Nurses oversee the entire patient journey including placing a follow up call within 48–72 hours on all consults
  • Comprehensive Care

    • Our physicians can treat up to 70% of medical conditions remotely
    • Speak to a physician, pediatrician, naturopathic doctor or behavioral therapist
    • Our physicians will write prescriptions as appropriate and send them to the patients preferred pharmacy
  • Save Time

    • Physician consults are convenient and immediate
    • Avoid long wait times to get in to see a physician
    • No need to take time off work or school
  • Save Money

    • Unlimited physician consults for the whole family
    • No consult fee or insurance copayments
  • Connected Care

    • As appropriate, refer patients to local physicians and care facilities
    • Forward medical records to referring facility upon patient request
    • Send prescriptions to patients preferred pharmacy

Easily access your benefits anytime, anywhere using the program mobile app!

Get covered with WellPREMIUM with Medical Enhanced 5.0 starting at $359.75 a month

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